Hudson's Furniture Financing
Financing Options
Synchrony HOME Credit Card
No interest if paid in full within 6 months on all purchases, or within 12 months on purchases of $1,500 or more, on qualifying purchases made with your Synchrony HOME card. Minimum monthly payments required. Interest is charged from the purchase date if the promotional balance isn’t paid in full within the promotional period. Subject to credit approval.
Affirm
Affirm lets you buy now and pay over time at online checkout, with no late fees on any payment. Rates range from 0% APR or 10% to 36% APR based on an eligibility check, and a down payment may be required. Checking your eligibility will not affect your credit score, and you will see your exact payment amount before you complete your online purchase.
- 6 Months Promotional Financing¹
- 12 Months Promotional Financing on purchases of $1,500 or more¹
- Online account management and customer service
- No annual fee^ and the ability to request a credit limit increase
- $0 fraud liability and 24/7 secure account management
- A dedicated credit limit that can be used at thousands of Synchrony HOME partner locations nationwide to help you get what you want and need for your home
No Interest if paid in full within 6 or 12 months¹.
On qualifying purchases made with your Synchrony HOME™ Credit Card. 6 months on all purchases or 12 months on purchases of $1,500 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
¹ Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
^New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
Provider: Synchrony Bank Visit Website
Credit Check: Yes
Frequently Asked Questions
Hudson's Furniture offers multiple financing options: The Synchrony HOME credit card with promotional no-interest periods and Affirm buy-now-pay-later at online checkout.
Both Synchrony and Affirm both involve a credit decision, so you will need to meet their requirements.
Checking your eligibility with Affirm is a soft inquiry and does not affect your credit score. Applying for the Synchrony HOME card is a credit application.
Yes. Affirm charges no penalty for paying early.
An online rejection isn't the end of the road. Call Customer Care at (877) 340-5799 and we'll try to work with each company or find alternate funding.
