Provider: Synchrony Bank Visit Website
Credit Check: Yes

No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299–$1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, a er promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase.  *Subject to credit approval.

• 6 Months Promotional Financing on purchases of $299–$1,998.99
• 12 Months Promotional Financing on purchases of $1,999 or more
• Online account management and customer service
• No annual fee and the ability to request a credit limit increase
• $0 fraud liability and 24/7 secure account management
• A dedicated credit limit that can be used at thousands of Synchrony HOME partner locations nationwide to help you get what you want and need for your home

Provider:  Affirm
Credit Needed: No 

*Buy now, pay later with no late fees or surprises. Currently available at online checkout only.